Money20/20, the world’s premier fintech event, unveiled a cohort of six outstanding startups poised to redefine the fintech industry at its recent press briefing during Money20/20 Asia held at the Queen Sirikit National Convention Center.
These carefully selected startups are leading the way with innovative and relevant solutions across a broad spectrum of the financial industry. Their groundbreaking approaches address areas such as financial management, Web3 payment technologies, the application of technology to enhance financial services for the construction sector, and digital tools for the restaurant business.
Building on the success of previous years, this latest showcase highlights the profound impact and diversity of financial technology within the region, ranging from AI-powered investment tools and decentralized finance (DeFi) platforms to cutting-edge financial technologies tailored for the modern restaurant industry, infrastructure, and the broader digital ecosystem.
Scarlett Sieber, Chief Strategy and Growth Officer at Money20/20, commented on the event, stating, “These startups are the builders, thinkers, and initiators who are elevating our financial landscape. Our startup program this year is a vital platform for the next generation of fintech leaders to share their visions with the global industry and gain deeper market understanding.”
One of the featured startup leaders, Adam Rubin, Founder and CEO of WealthTech company OmniWave, which offers the latest technology and innovation to revolutionize investment, noted, “Technology is making investment easy. WealthTech is being redefined through the powerful fusion of AI and compelling market insights. OmniWave’s innovation is showcasing exciting advancements in a rapidly changing market. This event represents a global opportunity for our brand, solidifying us as a top choice for global companies seeking tangible transformation.”
Riverchain, a fintech company addressing the unique needs of the construction industry, is leveraging specialized technology to provide seamless access to working capital and enhance supply chain transparency. Ben Wong, CEO of Riverchain, said, “We are redefining the intersection of financial technology and construction with our innovative working capital solutions. Money20/20 plays a crucial role in increasing the visibility of fintech startups like us. Through this platform, we are confident that Riverchain is transforming the financial infrastructure for businesses worldwide.”
Additionally, Papaya, a rapidly growing startup revolutionizing restaurant and bar operations across Southeast Asia with its modern point-of-sale and payment system that drives customer engagement, optimizes inventory, and provides smarter service, participated in the event. “We are honored to be selected by Money20/20 as one of the six startups to reshape our industry,” said Kush Sophia, CEO of Papaya, adding, “This recognition is a tremendous opportunity to showcase how we are transforming the way restaurants and bars operate through smarter, insight-driven payments.”
Coded Solutions, a pioneer in advanced technology and a leader in integrating Web3 and AI to build interoperable digital ecosystems, was also highlighted. Goh Yuen Khai, CEO of Coded Solutions, stated, “Coded Solutions is delighted to be part of Money20/20 Asia, a significant milestone in making a global impact. We are at the forefront of Web3 and AI innovation, co-creating the digital infrastructure that will propel businesses worldwide into the future.”
Giraffe AI Labs, a Web3-native fintech company bridging traditional markets and decentralized finance (DeFi) platforms through a quant-driven platform with tools like ROGup, a crypto investment service, and ROGer, a step towards fully Web3-native investment consulting, emphasizes transparency and decentralization. Jason Cho, CEO of Giraffe AI Labs, commented, “At Giraffe AI Labs, we’re not just envisioning the future of the Web3 financial ecosystem; we’re building it with deep roots in AI-driven quant strategies and global experience. Money20/20 Asia is where bold ideas meet real momentum, the perfect stage to introduce our next steps. As always, we’re in full Giraffe mode: looking up and focused on the future.”
Payd, a fast-growing fintech with over 100,000 users in Malaysia and Thailand, is redefining the finances of the new workforce through instant wage access and intelligent workforce management tools. By embedding financial services into the daily work life, Payd empowers both employees and employers to thrive in the modern economy. “Being recognized at Money20/20 Asia is a significant achievement,” said Darvesh Daswani, CEO of Payd, adding, “We are building tools that give people control over their earnings and help businesses manage their teams with less friction, more transparency, and tangible impact.”
Key themes such as embedded finance, widely recognized leading innovations like AI and Web3, and many others were significantly discussed at the startup media event at Money20/20 Asia. The event continues to be a premier fintech gathering for innovators shaping the future, with these six companies united by a powerful, industry-wide mission: to solve complex problems, break down barriers, and accelerate the future of money.
